Small Business Finance
Simple money management for small businesses, from recurring billing and deposits to record keeping.
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How to Price Your Services Before You Invoice
An invoice cannot rescue a price you never agreed. Learning how to price your services before you invoice means choosing hourly, flat or hybrid rates, writing them down and only then filling the PDF. This article is about that earlier step, so the invoice is a copy of a decision, not a guess. Pick...
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Common Invoicing Mistakes and How to Avoid Them
A small error on an invoice can hold up a payment for weeks. A wrong name, a missing purchase order number or an unclear due date is often all it takes for the accounts department to put your invoice aside. The good news is that most problems are predictable. This guide covers the most common invoic...
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How to Keep Invoice Records for Tax Time
Tax time is far less stressful when your paperwork is in order. Yet many freelancers and small business owners discover, a day before a deadline, that their invoices are scattered across email threads, downloads folders and old notebooks. Learning how to keep invoice records for tax time is a habit...
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Deposit and Milestone Invoicing: How to Split Payments
Waiting until the end of a long project to send a single invoice is risky. You pay your costs for weeks or months, and your income depends entirely on one payment at the finish line. Deposit and milestone invoicing spreads that risk. You ask for part of the fee upfront and invoice the rest in stages...
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Recurring Invoices: When and How to Use Them
If you bill the same client for the same service every week or month, rebuilding the invoice each time is a waste of effort. Recurring invoices solve that problem by turning repeat billing into a predictable routine. They improve cash flow, reduce errors and free time for actual work. This article e...